Experience

20+ Years in Large Banks and FinTech

Sr.Director

Chief Data & Analytics Officer

Mar'2019 - Present

• Transformational Leadership:

  • Spearheaded growth of Fair Square Financial from early stages to a robust organization, culminating in a successful acquisition by Ally Financial.

  • Successfully integrated into Ally Financial, leading the Credit Card lending and corporate finance business as a Line of Business Executive and Chief of Data and Analytics.

• Enterprise Data Platform Transformation:

  • Defined and executed a comprehensive strategy for cloud-based data infrastructure, data governance, business analytics, and reporting, yielding:

    • 30% Cost Reduction

    • 45% Increase in Data Accessibility

    • 90% Improvement in Reporting Accuracy and Timeliness

• Technical Innovations:

  • Built a scalable data lake using Snowflake and AWS.

  • Deployed advanced BI dashboards for executive decision-making.

  • Streamlined data pipelines, empowering data-driven decision-making and contributing to:

    • 10% Increase in Customer Acquisition

    • Successful Product Launches

    • Risk Reduction

• Leadership and Collaboration:

  • Managed a 35-member team of Data Engineers, Data Stewards, Data Scientists, and Business Analytics professionals.

  • Collaborated with Data Engineering, Data Science, and Analytics functions to establish a well-defined operating model.

  • Worked closely with executive teams to develop and manage annual goals and KPIs/metrics.

• Cloud Data Management and Analytics:

  • Built end-to-end cloud data management for credit card portfolio, encompassing Data Engineering, Data Warehouse, Business Intelligence, Portfolio Analytics, Competitive Analysis, and Benchmarking.

  • Collaborated with CXOs to design and implement a strategic vision for a modern cloud data analytical platform.

• Cost Savings and Efficiency:

  • Architected and developed a modern data analytical warehouse, migrating a legacy warehouse from a third party, resulting in $3M Yearly Cost Savings.

• Data Science and Analytics:

  • Led the development of data science algorithms and analytic solutions for Marketing, Finance, Engineering, and Operations teams.

  • Advised C-level executives on accelerating the organization's path to profitability through competitive trend analysis, market dynamics, consumer behavior, and internal metrics.

• Talent Management and Development:

  • Recruited top Data Engineering and Data Science talent.

  • Redesigned the performance management process, resulting in a 15% Increase in Employee Satisfaction.

Head of Data & Credit Risk Portfolio Analytics

• Managed a global team of analytics leadership team responsible forend-to-end management of a $25B credit card portfolio including risk data platform, risk reporting, portfolio analytics, competitive analysis, and benchmarking to drive business direction.

• Strategized and executed building best-in-class risk data analytical solutions with high quality/accuracy for tracking/reporting of risk reporting on a daily, weekly, monthly basis to assess business performance - Reduced report production time by 75%.

• Served as an internal and external trusted advisor on new trends and best practices, provided industry point-of-view and recommendations on how clients can transition to future state solutions- Resulted in reduction of risk by 25%.

• Enhanced the process with strategic vision for improving team efficiency and robustness of the data, data governance and reporting/

• Established framework for portfolio analysis and forecasting, working closely with senior management to develop monthly business review reports for executive management/regulators - Resulted in operational efficiency and speed to market

• Identified as thought leader across the bank with proven ability to delivering advanced data solutions that support the Bank's analytic and reporting needs.Resulted in successful completion of multiple regulatory reporting data processes and audits (BCBS239, IFRS9, CFPB, DFAST, CCAR, PRA, etc.) to US and UK regulatory organizations.

• Advised C-level business executives on accelerating organization’s path to profitability by analyzing competitive trends, market dynamics, consumer behavior, and internal business/operational metrics. Keycontributor to organization’s revenue growth of $10M from previous year.

• Managed 25 member team of Data, Risk and Analytics.

Vice President/Asst.Vice President

Head of Data & Credit Risk Portfolio Analytics /Head of Finance Data & Reporting

Nov'2012 - Mar'2019/ Apr'2010-Nov'2012

Head of Finance Data, Reporting & Analytics

• Led a Finance Data Technology and Reporting team responsible for providing financial data support central bank data processes that drive bank analytics as well as satisfy regulatory reporting commitments.

• Worked closely with CFO and Finance Leadership Team provide strategic direction for Finance's department technology and data analytics needs.

• Championed the implementation of a specialized finance analytical solutions for building and analyzing organization's portfolio's accuracy by 95%.

• Led the Deployment of Micro Strategy Enterprise platform to support reporting & analytics which reduced the General Ledger closing from 10 days to 3 days.